There's something I've come to realize... orginazation is key. "Major key alert." - DJ Khaled. My mind, my money, and my work is all over the place. I have no organization whatsoever. All of the things I want to do for Thirty&Free; hardly ever get done because I'm trying to do so many things at once. I want to blog, wholesale, flip homes, develop an app, misc writing, and retire as soon as possible.
So there's 19 days and one pay period left in the year. I'm still $150 short on my emergency savings goal after finally purchasing the domain name for Thirty&Free and a random poop test for the fur baby. I think those expenses were pretty necessary/beneficial. No? I finally finished my ARM book and I'm passing the exam tomorrow. Extra monthly income has been at least $200 each month. I'm a little worried about this month since Lyft has slown down, but I should still be able to bring home at least $100 from driving. Couple that with my $90 bonus from passing my exam and I should be good to go on the income goal. Maybe Santa will even be kind enough to leave me a little extra.
Ask the closest person to you what their credit score is and there's a 60% chance that they have no idea! I like to view the credit score as more of a financial GPA or report card. That along with your actual credit report lets lenders know the likelihood of you paying back or defaulting on some sort of loan or line of credit. That why it is absolutely imperative that you keep track of your score and credit history.